BASIC Consumer Driven Accounts (CDA)
Participant Renewal and Enrollment
Why enroll in benefits?
There are a lot of great reasons to participate in benefits: tax savings, planning ahead, and more! BASIC’s Consumer Driven Accounts (CDA) solution makes it easier than ever to enroll and manage your benefit accounts!
If your employer instructs you to self-enroll online, start here…
✔ Sign up (if you’re new to CDA) and sign in at https://cda.basiconline.com/. See the BASIC CDA Access flyer for instructions on how to sign in to the BASIC Consumer Driven Accounts system for the first time.
✔ Check your account to make sure everything is correct. This includes dependent information and bank accounts in your profile.
✔ During your employers open enrollment, use the self-enroll feature within the CDA system to enroll in your benefits. Check out this enrollment flyer for step-by-step directions.
Account resources
- Read the Participant Reference Guide to learn about BASIC CDA system and your benefit accounts.
- Visit the CDA Resource webpage at for additional resources on your CDA system www.basiconline.com/CDA
Need additional support?
Sign in to the BASIC CDA System at https://cda.basiconline.com/ and submit a Support Request under Contact Us, in the CDA System.
Call us at 800-372-3539. When calling customer service, it’s important for current CDA participants to have their Benefits ID# on hand. This can be found on the back of every BASIC card (learn more).
Included features when you enroll…
Check out the exciting features built into BASIC CDA to improve your benefits experience:
- Mobile App – Learn how to navigate the app to view your accounts, request a manual reimbursement request, and use Picture to Pay Provider feature to easily pay your provider directly from your benefit account by taking a picture of your invoice, uploading to the app, and we’ll pay the provider on your behalf.
- MyCash – if you need to request a reimbursement, this is the fastest way to get your money back. We put those funds in a separate account on your BASIC Card and you can use the money anywhere Mastercard is accepted.
Healthcare Flexible Spending Account (HCFSA)
Put more money in your pocket by reducing your taxable income!
Contribute pretax dollars to pay for common expenses including:
- Medical or dental office visit copays
- Dental or orthodontia care services
- Prescriptions and vaccinations
- Eye exams and prescription lenses and contacts
- Over the counter medicines like Advil, ibuprofen, etc.
- And other FSA Eligible Expenses.
Why enroll?
Save money! For every $1 you contribute to your Healthcare FSA, your taxable income reduces by $1 – increasing your net check. Use our FSA calculator to estimate the tax savings you may receive by participating in an FSA!
Learn more
Check out our FSA Enrollment Guide
Dependent Care Flexible Spending Account (DCFSA)
A Dependent Care FSA lets you use pretax dollars from your paycheck to cover things like:
- Preschool costs
- Before and after school programs
- Child and adult day care
- Summer camps
- And more!
Check the DCFSA Eligible Expenses list for additional details.
Why enroll?
Save money! If you have children in day care or are taking care of an elderly relative, you can save an average of $100 a month!
Learn more
Check our our FSA enrollment guide for more information on Dependent Care FSA (page 6)
Commuter Accounts
Have to use public transportation to commute or pay to park? Transit and Parking accounts offer a pretax way to pay for these expenses.
Learn more
Check out our Commuter enrollment guide which will help explain IRS regulations and current year maximums.
Health Savings Account (HSA)
A Health Savings Account (HSA) is a tax savings account that is only available if it is paired with a qualified high-deductible health plan (HDHP). The popularity of HSAs is growing every year as people are looking to manage the rising cost of healthcare.
Learn more
Check out our HSA guide to what is an HSA, eligibility requirements, additional IRS regulations, and current IRS minimums and maximums.
